Your next road trip should have car insurance so that it benefits you, the other occupants, and the vehicle. Additionally, add-on covers can upgrade your basic car insurance policy to a more comprehensive cover for your vehicle, passengers, and personal property. If you enjoy long road trips, continue reading to learn what kind of car insurance you need before you buy car insurance online. You can use the assistance of a Bajaj Allianz car insurance renewal premium calculator to determine the amount of premium you would need to pay.
A Car Insurance Plan For Your Upcoming Road Trip Through India
In India, road trips provide a variety of experiences. You can travel by car to the country’s cities, beaches, plains, and mountains. Your car insurance policy for your upcoming road trip in India should be firm and based on your requirements to address the country’s diverse regions and any challenges they may present. Your car insurance coverage should be helpful, comprehensive, and tailored to your needs for long road trips. You can control and manage all aspects of your insurance on a car insurance app.
Features And Benefits
Your regular comprehensive car insurance policy becomes even more exclusive and elaborate by including add-on covers based on your requirements. In particular, when you take a road trip, car insurance has the following features and advantages cinewap:
- Coverage for damage to your own vehicle in case of an accident.
- Repairs at Cashless network garages
- Coverage for third-party liability
- Coverage for Theft
- Coverage against damage from Natural Disasters.
Add-On Covers For Road Trips
To ensure comprehensive coverage while on a road trip, think about adding the following add-on covers to your regular car insurance:
-
Roadside Assistance
The Roadside Assistance Add-on offers support if your car experiences a mechanical failure or is involved in an accident. Let the insurance company know that you may need a mechanic to fix your car or a tow to a nearby shop. You might even get a different way to get there or a place to stay viewster. *
-
Passenger Cover
The owner-driver receives a Personal Accident cover with the standard comprehensive insurance, but passengers are not covered. Road trips or long-distance travel can occasionally turn dangerous and result in an accident. The Passenger Cover, which protects passengers traveling with the owner-driver, functions similarly to the Personal Accident Cover, which protects passengers accompanying you viewster *
-
Personal Belongings Cover
You may be carrying a laptop, a smartphone, or other pricey electronic devices. This add-on helps cover the financial obligations resulting from the loss or burglary of personal belongings if your personal property is damaged inside the insured vehicle. *
-
Zero Depreciation
Sometimes, an accident occurs, whether you are traveling a long or just a short distance. You may need to file a claim to have your car fixed, and in such cases, the insurers will consider the depreciation value of the car parts before settling the claim. However, when settling claims, the Zero Dep Add-on does not consider depreciation value. Claims are subject to terms and conditions set forth under the car insurance policy.*
Get insured anytime, anywhere! Check out the Bajaj Allianz General Insurance website to learn more and download the app now.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.